There are many people around the world that are finding it tough financially. With the present state of the economy the stress of finances is enormous. Many people are looking for free financial tips so that they can get back on track financially. You may be interested in this article if you are looking for financial advice.There's no such thing as a free lunch, and that especially applies to supposedly free financial advice. Here's how to spot them so you don't get stung.


Saturday, 1 February 2014

Simple Steps For Investing In What You Love

By Andrew Block


Are you making investing more difficult for yourself than it needs to be? Do you find yourself scrambling to make a decision about an investment or are you unsure of whether you should get into something or not? Following the latest trend or piece of advice that you heard about makes things more difficult than they need to be. Life is filled with enough work and where to put your money should not be a chore. Often it is the fact that we are way outside of our comfort zone that causes us to hesitate and either wind up missing the entry point on an investment or we miss the chance all together.

Investing doesn't have to be difficult. Long term investments may require you to spend a lot of time keeping track of trends and big news in the marketplace. Keeping abreast of news and researching a potential opportunity requires a lot of our spare time. If you aren't already familiar with a niche, market or mode of investing then you're going to wind up having to learn from the ground up. This means lost time which means lost opportunities. Making a decision about something that you really don't know a whole lot about very well might end poorly and your investment choices wind up being more like a fantasy football team that was on automatic pilot.

In order to find more success and have more fun you might want to pick investments that interests you. Find a niche or market that you already enjoy learning about and which you are already knowledgeable about. The amount of time spent researching a certain company, trend or investment will be reduced and you might already have some information on what the market is doing without even having to dig too deeply. Being somewhat of an expert already in a certain market or at least having a working understanding of trends, predictions and worth are all skills that you already posses.

As an example, let's just say that someone tells you that it's a great time to buy gold. You know nothing about the gold market. Unless you have always had a desire to invest in gold then you're going to be slow to make a decision and you're going to hate all the work involved in this one simple decision. Looking at charts and trends and forecasts will bore you to death and you will lose interest rather quickly. Even though it is often recommended that you invest without emotion, the decision to go in or pass on the investment is where the emotion should be absent. You should still have some passion and desire to learn more and become knowledgeable about those things that you are putting your money into. If the knowledge and interest is already there then that is great. Your portfolio will reflect your interests and passions.

Getting into a market that you know has value and making investments that you know will hold their value or increase in value is the whole basis of investing. Understanding why a market is flat or what the true value of an investment is will be one way that you can use your knowledge to profit in the long run. Being an expert or at least very knowledgeable about your market is where you are different than your typical investor.

Finding a rare antique at a flea market or a rare collectible car advertised in the newspaper are two examples of where you might have information that most people lack. If you follow gold prices or if you have an interest in a particular company that you have been watching for some time, you are more qualified to make a decision about investing in these vehicles than other people might be. You'll know things and see trends that might be hidden from someone that isn't interested in these things.

Everybody knows that a true investment is one that you can buy at discounted price and then sell later at a higher price. This is the whole focus of investing and it is the only way that we make a profit. You have knowledge of the market and you know the value of things so you will know when you have found a good deal or not. While it might be tempting to become emotionally attached to something like a painting or a car, you should try to remove as much emotion from your decision as possible. If the price is simply too high and you are doubtful that you will be able to turn a profit then you have to pass on that opportunity. Wait until a later date and a better opportunity will come along. Also, removing emotion when it's time to cash out is another place where you need to remove emotion when it comes to your investment. Don't worry. There will be another opportunity coming along before you know it.

Knowing when to get out of the market or when to sell is equally as important as knowing when to get in. This is where your interest in the market plays a role. Reading the news, knowing the potential of an investment and executing a sale when you have received the profit that you were hoping for are both ways that being a knowledgeable and wise investor comes into play. Again, remove your emotions, avoid being greedy and once you feel that your opportunity has reached its peak you will sell without reservation. The money earned will be put into other investments as they come along and you will accrue wealth. If you didn't have a true interest in the market you very well might miss a piece of new or a trend that could cause you to lose your profit and your opportunity to get out of the market before things head south.

Putting your interests, likes, dislikes and temperament into your investment portfolio is a wise move. It makes the entire process easier, more fun and often highly profitable. Investing in companies, product or vehicles that you use, believe in and enjoy just makes sense. You will be more likely to keep a watchful eye on your portfolio and finding new opportunities won't be like work. It will be like fun. Also, when you're investing based upon what you like there often isn't a bad investment. That piece of art or antique car that you bought can be enjoyed both during the time that you're waiting for the opportunity to sell but also if you never sell it, you will always have that material possession to enjoy. This is called a winning investment either way.




About the Author:



No comments:

Post a Comment