When trying to find your own online savings accounts, be educated. These are some of the best available for the typical customer. Just remember when you are looking at these accounts and their interest rates, they aren't necessarily worse than a physical bank that doesn't offer an online option.
Ally a really good option
Ally Bank has savings account that yields 0.95 percent annually with no minimum balance required. Thus, charges are avoided. Ally's 24/7 customer service reputation is strong, the site is simple to use. Customers who wish to explore other savings goods may also apply for high-yield CDs and IRAs.
CIT could be a great choice
A Small business administration Preferred Lender that has been in business for a century, CIT offers a 0.90 percent APY on balances under $25,000. Those above hit 1.05 percent. A $100 minimum balance is needed, but there are no other associated fees. Consumer service is available daily, but hours are set.
Try using American Express Personal Savings
Through American Express Bank, FSB, this savings account has an APY of 0.90 percent currently. The bank offers full 24/7 service, and there are no fees or minimums.
Best online savings accounts No. 4 - Discover
With 24/7 service and a .80 percent interest rate, Discover can be another great choice. There is no minimum fee for keeping it open, though a $500 check is needed to open the account. There are also no monthly fees.
Try EverBank
When you have $1,500 to get started at the EverBank Yield Pledge Cash Market, it could be your best choice. The account has a lot of good benefits and 1.01 percent APY. APY will increase to 1.25 percent once somebody puts $50,000 or more in the account. There are many more options available for only accounts, and some may offer better deals than these listed. If you spend a little time doing a little research you will find out that your money can sometimes work for you. You now have read about our top accounts, the only question left is, what account will you choose? Visit us and let us know what account you chose and why.
Ally a really good option
Ally Bank has savings account that yields 0.95 percent annually with no minimum balance required. Thus, charges are avoided. Ally's 24/7 customer service reputation is strong, the site is simple to use. Customers who wish to explore other savings goods may also apply for high-yield CDs and IRAs.
CIT could be a great choice
A Small business administration Preferred Lender that has been in business for a century, CIT offers a 0.90 percent APY on balances under $25,000. Those above hit 1.05 percent. A $100 minimum balance is needed, but there are no other associated fees. Consumer service is available daily, but hours are set.
Try using American Express Personal Savings
Through American Express Bank, FSB, this savings account has an APY of 0.90 percent currently. The bank offers full 24/7 service, and there are no fees or minimums.
Best online savings accounts No. 4 - Discover
With 24/7 service and a .80 percent interest rate, Discover can be another great choice. There is no minimum fee for keeping it open, though a $500 check is needed to open the account. There are also no monthly fees.
Try EverBank
When you have $1,500 to get started at the EverBank Yield Pledge Cash Market, it could be your best choice. The account has a lot of good benefits and 1.01 percent APY. APY will increase to 1.25 percent once somebody puts $50,000 or more in the account. There are many more options available for only accounts, and some may offer better deals than these listed. If you spend a little time doing a little research you will find out that your money can sometimes work for you. You now have read about our top accounts, the only question left is, what account will you choose? Visit us and let us know what account you chose and why.
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