When you or a loved one suffers an injury as the result of someone's negligent actions it seems logical that the person who caused the injury would offer to compensate you for your personal injury. It is widely believed by average Americans that most or all insurance companies who insure the defendant drivers will do the right thing and offer a fair settlement. However, the reality is that most defendants and their insurers refuse to take responsibility for their actions. In fact, it has become common-place for insurance companies to blame the victims for their own injuries.
Insurance companies profit solely from under-paying injury victims. Insurance companies and their defense attorneys know the law and have millions of dollars in assets to fight these claims. They know that most lay people or unrepresented injury victims are unaware of the full extents of their legal remedies and rights available to them.
Hiring an qualified personal injury lawyer will give you access to the guidance you need to learn your legal rights. Hiring a reputable personal injury law firm helps you build your case, especially when hired at the beginning of the accident process. Qualified personal injury attorneys are especially skilled in negotiating your case with the insurance company, and, if necessary, will take your case to a jury trial. While non-lawyers are capable of negotiating with the insurance company themselves, doing so without legal experience puts them at a distinct disadvantage with the insurance company.
All insurance companies have the same goal -- to pay the least amount for valid, claims. They will do anything possible to swing the balance in their favor during settlement negotiations. They routinely take advantage of their superior knowledge of the law over non-lawyers and use it to achieve the lowest possible settlement.
Experienced personal injury law firms are valuable in handling all types of insurance claims. They take into consideration all sorts of insurance policies available to their clients, including the client's own insurance.
Most people do not understand that they may have under insured motorist coverage (UIM). UIM is often thought of as "gap" coverage for the amount of what the other driver has in insurance limits and for what you have for insurance limits. For example, if you purchase $100,000.00 in under insured motorist coverage and the defendant driver only has $25,000.00 in liability coverage your policy would pay up to an extra $75,000.00 in coverage for your injuries. That may not always the case. You have to read your policy carefully to know precisely what you have and exactly how much coverage you actually have available.
During discussions to negotiate insurance claims the insurers routinely attempt to acquire statements through confusing and vague questioning in an effort to harm your case should you ultimately decide to file suit. Experienced personal injury law firms will guide you through the procedure and help protect your rights.
Personal injury attorneys) are in the best position to obtain a favorable settlement on your behalf. Most often a client's settlement or judgment obtained with representation significantly exceeds what could have obtained on their own, even after attorney fees are deducted.
Insurance companies profit solely from under-paying injury victims. Insurance companies and their defense attorneys know the law and have millions of dollars in assets to fight these claims. They know that most lay people or unrepresented injury victims are unaware of the full extents of their legal remedies and rights available to them.
Hiring an qualified personal injury lawyer will give you access to the guidance you need to learn your legal rights. Hiring a reputable personal injury law firm helps you build your case, especially when hired at the beginning of the accident process. Qualified personal injury attorneys are especially skilled in negotiating your case with the insurance company, and, if necessary, will take your case to a jury trial. While non-lawyers are capable of negotiating with the insurance company themselves, doing so without legal experience puts them at a distinct disadvantage with the insurance company.
All insurance companies have the same goal -- to pay the least amount for valid, claims. They will do anything possible to swing the balance in their favor during settlement negotiations. They routinely take advantage of their superior knowledge of the law over non-lawyers and use it to achieve the lowest possible settlement.
Experienced personal injury law firms are valuable in handling all types of insurance claims. They take into consideration all sorts of insurance policies available to their clients, including the client's own insurance.
Most people do not understand that they may have under insured motorist coverage (UIM). UIM is often thought of as "gap" coverage for the amount of what the other driver has in insurance limits and for what you have for insurance limits. For example, if you purchase $100,000.00 in under insured motorist coverage and the defendant driver only has $25,000.00 in liability coverage your policy would pay up to an extra $75,000.00 in coverage for your injuries. That may not always the case. You have to read your policy carefully to know precisely what you have and exactly how much coverage you actually have available.
During discussions to negotiate insurance claims the insurers routinely attempt to acquire statements through confusing and vague questioning in an effort to harm your case should you ultimately decide to file suit. Experienced personal injury law firms will guide you through the procedure and help protect your rights.
Personal injury attorneys) are in the best position to obtain a favorable settlement on your behalf. Most often a client's settlement or judgment obtained with representation significantly exceeds what could have obtained on their own, even after attorney fees are deducted.
About the Author:
David L. McCollum is a Kansas City personal injury attorney with the law firm of McCollum & Griggs, LLC in Kansas City, MO. McCollum & Grigg's practice areas include catastrophic injuries, wrongful death, vehicle accidents, bar & restaurant liability, insurance litigation and drunk driving accidents.
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