Online shopping has become quite common these days with every other individual buying merchandise online with credit and debit card programs. However, when shopping online, many people are unaware of the safety measures that need to be taken in order to prevent identity theft, and other fraud cases.
One of the most common safety measures that people should take while shopping online is to avoid using debit card programs for their transactions. The reason for this is that debit cards lack the safety that can be found in other credit and prepaid card programs.
This makes the use of debit card programs a little less safe than credit cards. Still, credit cards are not 100% safe to use, which means that hackers can steal your personal details. Therefore, you should always heed caution before going through with an online transaction. In order to make safer online credit transactions, read below:
Avoid Credit Card Transactions in Public Places If you are browsing the online store from a public computer or network, avoid making purchases from it, as there is a greater risk of your credit card information being stolen from easily accessible public systems.
2. Never Perform a Credit Card Transaction in Public If you are using free Wi-Fi in a public setting, avoid sharing your credit card information, as the connection is not secure and can be intercepted by third parties.
This is just a precautionary measure to ensure that your credit card details are not accessed by a hacker via your computer's network. Do not use debit cards for online transactions Although this point has already been discussed, it cannot be emphasized enough.
Credit card information if stolen results in the bank giving a loan to the thief on your card. Debit card programs however, are connected to your savings account where all our hard-earned money is placed and once these details are stolen, all of your account can be emptied by the hacker.
Keep a record of your online transactions Most online stores provide you with the facility to print your receipts and keep them with you as a record for your transactions. Make sure that you print the receipt and file it away in case of emergencies in the future.
Online shopping is beneficial only if the individual takes the proper measures to protect themselves from potential credit card thefts. These tips will help you make a safe transaction in the future. Credit and debit card programs have enabled users to make a purchase on their own time. They can securely make purchases using their credit card from any store located in the world.
One of the most common safety measures that people should take while shopping online is to avoid using debit card programs for their transactions. The reason for this is that debit cards lack the safety that can be found in other credit and prepaid card programs.
This makes the use of debit card programs a little less safe than credit cards. Still, credit cards are not 100% safe to use, which means that hackers can steal your personal details. Therefore, you should always heed caution before going through with an online transaction. In order to make safer online credit transactions, read below:
Avoid Credit Card Transactions in Public Places If you are browsing the online store from a public computer or network, avoid making purchases from it, as there is a greater risk of your credit card information being stolen from easily accessible public systems.
2. Never Perform a Credit Card Transaction in Public If you are using free Wi-Fi in a public setting, avoid sharing your credit card information, as the connection is not secure and can be intercepted by third parties.
This is just a precautionary measure to ensure that your credit card details are not accessed by a hacker via your computer's network. Do not use debit cards for online transactions Although this point has already been discussed, it cannot be emphasized enough.
Credit card information if stolen results in the bank giving a loan to the thief on your card. Debit card programs however, are connected to your savings account where all our hard-earned money is placed and once these details are stolen, all of your account can be emptied by the hacker.
Keep a record of your online transactions Most online stores provide you with the facility to print your receipts and keep them with you as a record for your transactions. Make sure that you print the receipt and file it away in case of emergencies in the future.
Online shopping is beneficial only if the individual takes the proper measures to protect themselves from potential credit card thefts. These tips will help you make a safe transaction in the future. Credit and debit card programs have enabled users to make a purchase on their own time. They can securely make purchases using their credit card from any store located in the world.
About the Author:
Plastic money has allowed consumers to make large payments with ease by using credit and prepaid card programs. However, care still needs to be taken to confirm that your co-branded credit card transactions are performed with total safety.
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