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Wednesday, 4 November 2015

Whistleblowers Against Fraud: What Are Chip-Enabled Credit Cards?

By Bob Oliver


You might have seen recent credit cards feature unique images on the front. What these mean is that the cards in question are chip-enabled, which is a new security measure that has been built into them. This is an intriguing topic, to say the least, and I am sure that the likes of Whistleblowers Against Fraud can say the same. With that said, for those who are curious to know why these new cards are so important, these details should make things clearer.

Chip-enabled credit cards, more than anything else, are built with security in place. When you make a purchase at a store, the chip in question is used to fulfill the transaction. However, the information on your card is not brought into store computers, meaning that there is a potentially greater degree of relaxation that people can enjoy. Many retailers have made adjustments because of the inclusion of these cards, and it's easy to see why.

If you haven't received a new card with this chip enabled, please note that this is still a relatively new device. More likely than not, you will receive it when it comes time for a new card to be sent your way. What this means is that you haven't been forgotten about; it's just a matter of staying patient and remaining aware of what comes into your mailbox. Authorities such as Whistleblowers Against Fraud can say the same.

Let's say that you use this chip-enabled credit card, but still see an unfamiliar charge on your bank statement. It's not like you will be out of luck, since you can still contact your bank and let them know about the situation. In this sense, it's virtually the same process as your previous card, meaning that there won't be a huge transitional process for consumers. This is a great perk that Whistleblowers Against Fraud can tell you more about.

By keeping these points in mind, you should be able to get the most out of your chip-enabled credit card. This is, without question, one of the most useful financial components that one should keep close. Its heightened level of security is nothing short of enticing, so hopefully you'll be able to continually use your card. Provided you're careful about how much you spend on a regular basis, there's a good chance that you'll benefit from this method of payment.




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