There are many people around the world that are finding it tough financially. With the present state of the economy the stress of finances is enormous. Many people are looking for free financial tips so that they can get back on track financially. You may be interested in this article if you are looking for financial advice.There's no such thing as a free lunch, and that especially applies to supposedly free financial advice. Here's how to spot them so you don't get stung.


Wednesday, 6 November 2013

These Certificates Of Deposit Are Tops In Class

By Cornelius Nunev


If you're trying to find a CD, there are numerous factors to consider. Here are some of the very best certificates of deposit around, with an eye toward yield and other positive attributes.

Go to Ally Bank

You can get 0.94 percent interest on a one-year CD at Ally that is compounded at the optimal daily rate. There is no minimum required in the account and renewal can set as the CD reaches maturity. If you need a 5-year CD, you can get 1.59 percent APY, according to Money Magazine.

Experiment with Nationwide Bank

The CD products at Nationwide are pretty remarkable. In fact, you can get 1 percent APY on a one-year CD with no minimum deposit. You can get better rates with a 5-year CD at 1.80 APY. Anything over $100,000 gets an even better deal.

Check out OneWest Bank

You need at least $1,000 to open a CD for 1 year at OneWest, but you can get 1 percent APY on it. For five years, you get 1.60 APY. These are all compounded daily, so that is great.

Bank of Internet USA a choice

With interest compounded daily, lots of people like Bank of Internet USA. The Bank offers 1 year CDs at 0.80 percent APY compounded every day. If you need a five year plan, the interest is 1.60 percent APY.

What about EverBank?

Opening a CD will cost $1,500 for somebody at EverBank, but the bank has some of the very best customer service in the industry. The bank offers 0.81 APY on one year CDs and 1.65 APY on five year plans.




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