There are many people around the world that are finding it tough financially. With the present state of the economy the stress of finances is enormous. Many people are looking for free financial tips so that they can get back on track financially. You may be interested in this article if you are looking for financial advice.There's no such thing as a free lunch, and that especially applies to supposedly free financial advice. Here's how to spot them so you don't get stung.


Saturday, 24 August 2013

Check Out Dollar Saving Tips And Clues

By Donna Westercamp


Slashing down TV time is one effective way to cut corners. You'll be less exposed to ads that push you buttons into throwing away hard earned money and put the mentality of lavishing your earnings to have fun or other expensive trips into your noodle.

Shopping for presents for occasions such as birthdays, Christmas and Easter are the primary reasons why your savings and credit card balance are shrunk. You can make gifts more cheaply such as dessert ingredients with a recipe, candles, cookies or simple crafts. It is common for people to enjoy doing homemade crafts. Including a special note along with the present adds to the enjoyment of the gift. Having your paychecks printed out with cool personalized designs gives a nice touch to it without people knowing that you bought it at a 50% discount at your local check source.

Start your own yard sale. Have your attic, closet and basement cleaned and discard all things that are oftentimes not used. You can also get unwanted stuff from neighbors or relatives to add up on the items you sell. Next option for your disregarded stuff is to deliver them to a consignment shop to get you a tax break by year end. You'll not only make some money, you'll even feel better un-cluttering.

Have a huge pot cooking for a number of batches. Instead of eating pricey fast foods or convenience food for the microwave oven, easily take out a frozen meal you previously made into the oven. It not only saves you more time but also money through bulk buying of the ingredients.

Flip the light switch off. $.10 per kilowatt hour (with a range of 5 - 16.73 cents per kWh) is the usual charge on electrical cost. The average light bulb eats 20 watts. Killing the power of five 20 watt bulbs for about 2 hours, totals 200 watt hours of electricity or .50 kWh. Simple money saving acts like this would save you about 10cents. In the course of a year 365 x .10 cents, you've saved almost 37 dollars.

Order DVD's or books online from your county library and have them set aside and sent to your local library for pickup. Swapping DVD's, books and music albums to your friends and neighbors is one good alternative also. There are even online resources for paperback and DVD exchanges with various groups.

Having edible tomatoes in your garden saves you some of the cost of soups, salads and meals freeing your worries on harmful insecticides. If space is an issue, a decorated spackle bucket will do well providing roots a place to grow. To start with, you can either purchase a tomato or buy seeds at a garden store or at Walmart. Plant the seeds on a tray below a soaked paper towel. If you see sprouts, that's the time you can transfer the sprouts to your spackle bucket. Groundhogs don't like tomatoes but deer may take a nip out of them. If you have space and have the wee little beastie invaders, plant more tomatoes.

Wanting to buy much out of your budget? Try going to rummage sales. You likely will find great bargains. If you'd want to purchase much of their items, try negotiating it for a smaller cost. Offering a lower cash amount is good enough to end up a yard sale. Always remember that Market Mission Goods, Goodwill and Salvation Army Stores are only a less than a few steps away from the things you purchased

A good reminder upon purchasing check reorders online, get a check design which greatly fits your whole being as well as the image you want to reflect on it. Make the brand yours and you'll feel better about your choice not just the idea of saving 50%. When it is time to reorder checks, one can get side tear checks online and get top-quality at the best price!




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