Parents looking for Texas auto insurance for their brand new teenage drivers experience a great deal of fear and frustration as they seek to get their teenage driver covered and find limited affordable options.
Teenage drivers are automatically what the industry considers "high-risk" because statistics show they are more likely to be distracted drivers and to cause accidents. Indeed, car accidents are the leading cause of death among U.S. teenagers, accounting for more than one in three deaths in 2009.
Showing poor judgment behind the wheel, teenagers are more likely to text while driving, drink and drive and get in the car with a peer who has been drinking. Recently, lawmakers have targeted teens when considering new laws related to texting and driving, as this group has shown the highest tendency towards engaging in dangerous and distracted driving while texting behind the wheel. Additionally, with the lowest rate of seatbelt use in the U.S. teenagers are more likely to miscalculate dangerous situations.
While teenage drivers may seem to have a severe disadvantage in finding coverage for these reasons, there are still many options in finding affordable Texas auto insurance for teenagers.
Shopping around is one of the best options to find coverage that fits your teenage driver. There are many websites that specialize in auto insurance for teenage and other high-risk drivers.
Discounts exist that can help teenage drivers in their search for affordable coverage. Discounts for good grades, for safe driving, for good behavior and taking a driver's education course can help make a policy affordable. Teenagers can also combine onto their parent's insurance policy.
Another advantage teenage drivers can give themselves when looking for a Texas auto insurance policy is to drive a car that is small and cheap. These cars are easier for insurance companies to cover and are generally safer for the teenage driver. Installing extra safety features onto a car like this can also help ensure that you will find affordable Texas auto insurance.
Learning good driving habits in a drivers teenage years will help them develop skills and practices that will lead to affordable and easy-to-find Texas auto insurance in their future.
Teenage drivers are automatically what the industry considers "high-risk" because statistics show they are more likely to be distracted drivers and to cause accidents. Indeed, car accidents are the leading cause of death among U.S. teenagers, accounting for more than one in three deaths in 2009.
Showing poor judgment behind the wheel, teenagers are more likely to text while driving, drink and drive and get in the car with a peer who has been drinking. Recently, lawmakers have targeted teens when considering new laws related to texting and driving, as this group has shown the highest tendency towards engaging in dangerous and distracted driving while texting behind the wheel. Additionally, with the lowest rate of seatbelt use in the U.S. teenagers are more likely to miscalculate dangerous situations.
While teenage drivers may seem to have a severe disadvantage in finding coverage for these reasons, there are still many options in finding affordable Texas auto insurance for teenagers.
Shopping around is one of the best options to find coverage that fits your teenage driver. There are many websites that specialize in auto insurance for teenage and other high-risk drivers.
Discounts exist that can help teenage drivers in their search for affordable coverage. Discounts for good grades, for safe driving, for good behavior and taking a driver's education course can help make a policy affordable. Teenagers can also combine onto their parent's insurance policy.
Another advantage teenage drivers can give themselves when looking for a Texas auto insurance policy is to drive a car that is small and cheap. These cars are easier for insurance companies to cover and are generally safer for the teenage driver. Installing extra safety features onto a car like this can also help ensure that you will find affordable Texas auto insurance.
Learning good driving habits in a drivers teenage years will help them develop skills and practices that will lead to affordable and easy-to-find Texas auto insurance in their future.
About the Author:
About the Author: This article was written by Dillo Insurance of Texas. Dillo provides no credit check car insurance at great rates even with tickets, accidents or a lapse in insurance coverage. We have cheap Texas auto insurance options for teenage drivers.
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